• Choose Your Savings Goal
    Emergency fund Large Purchase Vacation Education Debt Repayment Housing General Savings Investment Retirement Transition fund Disability-related expenses
    Emergency fund

    Nearly a quarter of savers who take the Veteran Saves pledge chose “emergency savings” as their first wealth-building goal. And they have the right idea.

    Learn more

    Helpful emergency savings links:

    Saving For Expected Expenses Emergency Assistance For Veterans How To Save Automatically Choosing The Best Savings Account
    Large Purchase

    Think and acting like a saver not only means knowing what you’re saving for and how much it costs, but having a plan for building that savings.

    Learn more

    Helpful Large Purchase Savings Tips:

    6 Steps To Establishing a Spending & Savings Plan Saving For Expected Expenses Seven Steps to Start Your Savings Journey
    Vacation

    Vacation anyone? You might be gearing up for your next trip soon. Luckily, you don’t have to be rolling in dough to travel!

    Learn more

    Check out these resources to help save for your next vacation:

    7 Steps to Jumpstart Your Savings Journey Saving For Expected Expenses 10 Ways To Save For Every Veteran
    Education

    Saving for education is the second most popular goal (after saving for emergencies) savers select when they pledge to save with Veteran Saves.

    Learn more

    Helpful Education Savings Links:

    Learn more about grants and scholarships Learn more about Federal Work-Study Learn more about 529 plan fees and how they impact financial aid eligibility Learn more about savings bonds Learn more about federal student loans
    Debt Repayment

    Getting out of debt is the #3 goal Savers select when they pledge to save. With planning, discipline, patience, and maybe some outside help, almost anyone can reduce their debts and start to accumulate wealth.

    Learn more

    Helpful Debt Repayment Links:

    Types of Debt Increasing Your Credit Score Avoiding Predatory Lenders
    Housing

    Develop a savings plan to build up money for a down payment at purchase, for moving expenses, and for post-purchase emergency expenditures such as needed home repairs.

    Learn more

    Helpful links for future homeowners:

    Visit Freddie Mac for information about home buying and the mortgage process For more information about home buying and the mortgage process visit Fannie Mae Check out Current Mortgage Rates
    General Savings

    It can be hard to put aside money for savings. But there is an easy way to save money without ever missing it. Make your savings automatic. You can start small and save $20 a week or month or you can try and save more.

    Learn more

    Helpful General Savings Resources:

    Choosing the Best Savings Account Avoiding Fraud, Scams & Identity Theft Can You Trust Your Financial Institution?
    Investment

    More and more people who take the Veteran Saves pledge are choosing investment savings as their goal. Making investments can build wealth over time more reliably than using a savings account, but it also involves risk. So, it’s important to educate yourself.

    Learn more

    Helpful Investment Savings Resources:

    DIY Investing Investment Vehicles For Veterans The Dos And Don'ts of Investing Choosing A Financial Advisor Check out the Better Business Bureau’s (BBB) time-tested rules Check out the Securities and Exchange Commission’s (SEC) guiding principles Learn more about investment fees from the SEC
    Retirement

    Retirement savings is a top priority for many Savers. Saving now for retirement will ensure that you have enough money to enjoy a comfortable standard of living when you stop or reduce the amount of hours you work.

    Learn more

    HELPFUL RETIREMENT SAVINGS LINKS:

    5 Ways Veterans Can Continue to Save In Retirement 6 Steps To Jumpstart Your Retirement Journey Accessing and Managing Your Veteran Benefits
    Transition fund

    Making the decision to either separate from active duty or retire is a monumental step, and one that you should start early to have the smoothest transition possible. Thankfully there is a lot of support, programs, and organizations dedicated to ensuring veterans are taken care of after they're no longer in active duty. To be financially secure during your transition there are critical steps you'll want to take. Veteran Saves is here to support you, give practical tips and strategies, and connect you with the best programs that will ensure you transition with ease.

    Learn more

    Helpful Transition Fund Links:

    USO Pathfinder® Transition Program Hiring Our Heroes Department of Labor Transition Assistance Program
    Disability-related expenses

    Oftentimes, individuals with disabilities may not be familiar with savings options that are available to them or they may be afraid to save money due to the fear of jeopardizing public benefits.

    Learn more

    Helpful Savings Links:

    Living on a Fixed Income
    Take the Veteran Saves Pledge

    Savers who make a plan are twice as likely to save successfully.

    Take the Veteran Saves pledge

    Make a pledge to yourself and create a simple savings plan that works. Complete the Pledge and Veteran Saves will send you short email and text reminders, resources and tips to keep you on track towards your savings goal. Become part of an entire community of savers. Get started now!

    Why am I taking this pledge?
    creative ways to fund your savings
    • How to Start Your Savings Journey
    • Creating a budget for your family
    • Paying Down Debt IS Saving

    I
    pledge to save money, reduce debt, and build wealth over time. I will encourage my family and friends to do the same.

    I will save
    each month for
    months to reach my savings goal.
    Debt Repayment Tips

      I, _firstName_ _lastName_, pledge to save $_amount_ each month, for _term_ month(s), to reach my _goal_ savings goal of $_amountTotal_.

      By submitting the pledge form you agree to share this information with Veteran Saves. All personal information will be treated confidentially. Please refer to our Privacy Policy for more information. 

      Why am I taking this pledge?

      Those with a savings plan are twice as likely to save successfully. Taking the Veteran Saves Pledge is a pledge to yourself to start a savings journey and Veteran Saves is here to encourage you along the way.  Take the first step toward creating a better financial future. Make a plan, set a goal, and pledge to yourself to start saving, today.

      Congrats on completing the pledge!

      We are so glad you have started your savings journey and Veteran Saves will be right beside you the whole way! You will soon receive an email from the America Saves team to help encourage you. Find helpful links below to continue researching topics on saving.

    • Resource center
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      Homeownership

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      4 Things Veterans and Service Members Need to Know When Buying a Home

      As you think about your finances during Military Saves Week, buying a home may be one of the goals on your mind.

      View Details
      Avoiding Predatory Lenders

      04.05.2023 By Amy Miller, AFC

      Avoiding Predatory Lenders

      Predatory lenders and financial service companies can be found on nearly every street corner or strip mall around the country. The...

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      Resource Center

      04.18.2023

      Veteran Health Benefits Navigator

      This AARP tool was created to help the veteran community find and use their health benefits.

      AARP: Veteran Health Benefit Navigator

      AFCPE Free Financial Counseling For Veterans

      AFCPE offers free financial counseling to veterans to help them achieve the financial future they deserve.

      AFCPE Free Financial Counseling
      Downloads
    • For Organizations
      Insights Partner Feature Veteran Saves Partner Sign-up Partners
      For Organizations

      Veteran Saves wants to assist your efforts to encourage financial action and savings behavior change throughout the year.

      For Organizations
      Be sure to check out...
      Insights Partner Feature Veteran Saves Partner Sign-up
      We work better as a team

      Sign up now to become a Veteran Saves Partner.

      Veteran Saves Partner Sign-up
      Partner Spotlight

      By MyArmyBenefits Team

      Life After Retirement: Will You Have Enough?

      This month we are highlighting a partner resource. MyArmyBenefits is the U.S. Army’s official benefits website and is geared towar...

      View Details View partner site Partners
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    Start Saving For Your Future Today

    Take the Veteran Saves pledge

    Make a pledge to yourself and create a simple savings plan that works. Complete the Pledge and Veteran Saves will send you short email and text reminders, resources and tips to keep you on track towards your savings goal. Become part of an entire community of savers. Get started now!

    Why am I taking this pledge?
    creative ways to fund your savings
    • How to Start Your Savings Journey
    • Creating a budget for your family
    • Paying Down Debt IS Saving

    I
    pledge to save money, reduce debt, and build wealth over time. I will encourage my family and friends to do the same.

    I will save
    each month for
    months to reach my savings goal.
    Debt Repayment Tips

      I, _firstName_ _lastName_, pledge to save $_amount_ each month, for _term_ month(s), to reach my _goal_ savings goal of $_amountTotal_.

      By submitting the pledge form you agree to share this information with Veteran Saves. All personal information will be treated confidentially. Please refer to our Privacy Policy for more information. 

      Why am I taking this pledge?

      Those with a savings plan are twice as likely to save successfully. Taking the Veteran Saves Pledge is a pledge to yourself to start a savings journey and Veteran Saves is here to encourage you along the way.  Take the first step toward creating a better financial future. Make a plan, set a goal, and pledge to yourself to start saving, today.

      Congrats on completing the pledge!

      We are so glad you have started your savings journey and Veteran Saves will be right beside you the whole way! You will soon receive an email from the America Saves team to help encourage you. Find helpful links below to continue researching topics on saving.

      • Back to all
      • Previous Your Guide To Saving For Competing Priorities as a Veteran
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      Related Topics

      Tuesday Choosing the Right Financial Institution

      Veteran Saves is a program of America Saves, an initiative of the nonprofit Consumer Federation of America (CFA) and is dedicated to helping veterans, transitioning service members, their families, and caregivers to save money, reduce debt, and build wealth.

      Consumer Federation of America

      Attn: Veteran Saves

      1620 Eye Street NW, Suite 200

      Washington, DC 20006

      (202) 387-6121

      (202) 265-7989

      save@americasaves.org
      What to save for For Organizations Resource Center Privacy Policy

      Take the Veteran Saves Pledge

      Savers who make a plan are twice as likely to save successfully.

      Take the Veteran Saves pledge

      Make a pledge to yourself and create a simple savings plan that works. Complete the Pledge and Veteran Saves will send you short email and text reminders, resources and tips to keep you on track towards your savings goal. Become part of an entire community of savers. Get started now!

      Why am I taking this pledge?
      creative ways to fund your savings
      • How to Start Your Savings Journey
      • Creating a budget for your family
      • Paying Down Debt IS Saving

      I
      pledge to save money, reduce debt, and build wealth over time. I will encourage my family and friends to do the same.

      I will save
      each month for
      months to reach my savings goal.
      Debt Repayment Tips

        I, _firstName_ _lastName_, pledge to save $_amount_ each month, for _term_ month(s), to reach my _goal_ savings goal of $_amountTotal_.

        By submitting the pledge form you agree to share this information with Veteran Saves. All personal information will be treated confidentially. Please refer to our Privacy Policy for more information. 

        Why am I taking this pledge?

        Those with a savings plan are twice as likely to save successfully. Taking the Veteran Saves Pledge is a pledge to yourself to start a savings journey and Veteran Saves is here to encourage you along the way.  Take the first step toward creating a better financial future. Make a plan, set a goal, and pledge to yourself to start saving, today.

        Congrats on completing the pledge!

        We are so glad you have started your savings journey and Veteran Saves will be right beside you the whole way! You will soon receive an email from the America Saves team to help encourage you. Find helpful links below to continue researching topics on saving.

        © 2025, Consumer Federation of America